News

News and latest updates

13.9.2019

PSD2 API deadline on 14th of September is approaching fast. We want to ensure high security standards and safety of customer data, while providing fully functional PSD2 implementation, which turned out to be more complex than initially estimated. Therefore, for a duration between 14.9 and release of official PSD2 APIs we will provide a contingency mechanism. Functionality of the official PSD2 API will be gradually released as soon as possible.

Aktia’s contingency mechanism is a subset of the Aktia's Mobile Bank backend's REST API endpoints and will require the use of the same eIDAS certificates, which are used later in official PSD2 APIs. The specification and associated processes related to the mechanism will be available only to authorized TPPs upon request, which can be sent to openbanking@aktia.fi. Please provide us your QWAC certificate in the same request to speed up the process in our end.

The contingency mechanism will support accessing payments and bank accounts only through personal user accounts, not corporate user accounts and the confirmation of funds requests as such are not supported, either. Please also note that the mechanism will eventually be disabled and replaced by fully functional PSD2 implementation.

12.7.2019

Currently Aktia's Open Banking API includes TPP Registration API endpoint, which allows you to pre-register your redirect URLs for the authentication and authorization flow. This API endpoint will however be removed both from the Sandbox environment and production. Both positive and negative outcome redirect URLs will be read from the payment initiation request’s header. In case of a signing basket containing several payments, URLs will be read primarily from the POST /signing-baskets’s header request (which will be made mandatory) and secondarily from the first payment’s header included in the signing basket.  

API

Operation

Header

Change

TPP Registration 1.0

Aktia PSD2 API TPP Registration 1.0

N/A

Endpoint removed

Payments 1.2

POST /v1/{payment-service}/{payment-product}

TPP-Redirect-URI

TPP-Nok-Redirect-URI

No change

Payments 1.2

POST /v1/signing-baskets

TPP-Redirect-URI

TPP-Nok-Redirect-URI

TPP-Redirect-URI changed to mandatory

Aktia PSD2 API AIS 1.4

POST /v1/consents

TPP-Redirect-URI

TPP-Nok-Redirect-URI

No change

12.7.2019

The production pilot phase is just around the corner! If you are interested in piloting in Live production, please feel free to contact us using the contact form.

 

Past news

10.4.2019

Signing basket endpoints are added to Payments API in the Sandbox. Now you can add several payments to one signing basket and authorize only the basket!

10.4.2019

TPP Registration API is now released in the Sandbox! The TPP registration API let you register your Re-direct URL for the authentication and authorization flow.